What PeopleOwl is, and how it may not be used.
PeopleOwl is not a Consumer Reporting Agency (CRA) as defined by the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. The information provided by PeopleOwl is not a "consumer report" and may not be used:
PeopleOwl is a public-records lookup tool intended for general personal research — identifying an unknown caller, finding an old friend, or learning who lives at an address.
Information shown comes from public records and third-party data sources, including voter registration rolls, deed and property records, court records, phone directory listings, and self-reported information from public web sources.
The information may be incomplete, outdated, or inaccurate. Use it as a starting point for your own research, not as a verdict about any person.
By using PeopleOwl, you certify that you will not use this information for any FCRA-prohibited purpose. Doing so violates federal law and our Terms of Service.
If your purpose involves employment, credit, housing, or insurance decisions, you need to use an FCRA-compliant consumer reporting agency, not PeopleOwl. These services follow specific procedures required by federal law that protect both you and the person being screened.